Worried About How Your Family Might
Pay For Your Final Expenses?

We understand how hard it is when someone close passes away.

Easy, Guaranteed Peace

Final Expense

When people pass away, they often leave behind unpaid bills like loans, credit card debts, and funeral costs. This puts a lot of stress on their families. Final expense coverage is a type of life insurance that pays for these bills after someone dies.

This type of insurance is usually bought as a whole life policy. It has some good features: the price you pay stays the same, it builds up cash value over time, and the amount it pays out when you die doesn’t go down. Even if you’re not in perfect health, final expense insurance is usually affordable. You don’t need to take a medical exam to apply for it, just answer some questions on the application form.

Contact us today to secure your policy and safeguard your family’s financial future.

Why is Final Expense Insurance so important?

The average funeral costs between $10,000 and $30,000. That, in addition to existing personal debts, and legal and medical bills, can quickly break the bank. Ask yourself, “If I died tomorrow, could my family afford my expenses?”

Financial Protection for Loved Ones

Final expense insurance is crucial because it provides financial protection for your loved ones after you pass away. When you have unpaid debts or funeral expenses, these can become a heavy burden for your family to handle.

Stable Premiums and Guaranteed Benefits

With final expense insurance, you enjoy stability through fixed premiums and guaranteed benefits. Throughout the life of your policy, the premium you pay remains constant, making it easy to budget for

Protection Against Unexpected Events

Life is full of uncertainties, and final expense insurance offers protection against unforeseen circumstances. Whether it’s unexpected medical bills or outstanding debts, having coverage ensures that your family won’t be left in a financial bind.

Tax-Free Benefits:

The death benefit paid out by final expense insurance is usually tax-free for beneficiaries. This means that they receive the full amount of the benefit without having to worry about taxes, maximizing the financial support provided by the policy.

How it Works

Contact Us

Inquire on website or call 216-399-3851 and leave a voicemail

Get Free Consultation

An insurance specialist will reach out to schedule a free consultation

Get Your Coverage

You will be matched with the solution that best fits your needs

How to get
Final Expense Coverage

At Financial Gems Insurance, acquiring final expense coverage is a seamless process designed to provide you with guaranteed peace of mind. Getting started is easy – simply reach out to our knowledgeable team, who will guide you through the application process step by step. With no medical exams required, obtaining final expense coverage couldn’t be simpler.

Rest assured that your end-of-life expenses will be covered, allowing you to focus on what truly matters – enjoying life to the fullest, knowing your loved ones will be taken care of. Contact us today to secure your policy and safeguard your family’s financial future.