As 2025 approaches, there are major changes to Medicare Part D that will make prescription drugs more affordable, thanks to the Inflation Reduction Act. Here’s a quick guide to help you understand how these changes could impact you and why meeting with your Medicare agent is essential.

You’ll have the option to spread your out-of-pocket costs over the year with a payment plan, rather than paying it all upfront. This can make it easier to manage high-cost medications.